Plug-ins for generating edge effects, embossing, film effects and grain, kaleidoscopes, halftones and other similar looks comprise the Stylize collection. The Lighting collection includes plug-ins for creating glows, lens flares, glints, glares, light beams, drop shadows and spotlights. I believe that still qualifies for a conforming loan through Fanny Mae. You can purchase the Sapphire plug-ins as a complete package for $1,699 or as four separate collections. This series of 180-plus filters are widely recognized for their unrivaled quality and ease of use, and have been used extensively in an array of feature films such as The Lord of the Rings Little Manhattan The Matrix trilogy Terminator 3 X-Men II Harry Potter and the Prisoner of Azkaban I, Robot Star Wars Episode I, II and III and Spider-Man I and II, among others. The Sapphire series of plug-ins will take your work to the next level - and beyond. Support for 8-bit and 16-bit image formats Resolution-independent, anti-aliased, high-quality images Free networked rendering on After Effects and Combustion Dual-processor support for faster rendering WEB SITE: PRICING: $1,699 for complete package $599 for individual collections